The top 3 emergencies we all forget to plan for

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Life tends to enjoy throwing the odd hurdle in our way and has quite a habit of doing so at the worst possible time. Money is tight for many of us right now, with living costs seemingly rising by the day while wages plateau. That means most of us are living financially in the moment, so what happens when something unexpected comes along? With more young adults than ever having little to no savings whatsoever, emergencies can cause huge financial… Continue Reading “The top 3 emergencies we all forget to plan for”

Make a New Year’s Resolution to save money

piggy bank

Saving money is a good habit to get in to and it is something I have always encouraged the kids to do from an early age. If you save regularly, it is lovely to watch your savings start to add up and keep growing and the easiest way to get your savings working for you is to set things up so that you automatically add a little bit each month to your savings. That way you won’t have to remember… Continue Reading “Make a New Year’s Resolution to save money”

How to save for your pension

Nutmeg

Is financial comfort during retirement important to you? If you are like most retirees it is. Yet, it can be difficult to attain. One way to make things financially easier for yourself is to take out a reverse mortgage designed for retirees on your home. In contrast to a traditional mortgage, a reverse one pays you without the need for you to return any funds early on. The benefits and drawbacks of a reverse mortgage are varied, so you have… Continue Reading “How to save for your pension”

Future Proofing Your Child’s Tomorrow

piggy bank

We work hard to teach the children the value of money and the importance of saving.  The culture of borrowing money to get what you want and worrying about it later frustrates me as people get into so much debt that they then struggle to get out of. We set savings accounts up for each of the children when they were born, which we added to every now and then – normally with birthday and Christmas money.  Abbey got her… Continue Reading “Future Proofing Your Child’s Tomorrow”