I am sorry to mention the “C” word in September, but it is just 94 days until the big day, although even I was very surprised when I walked into a local shop yesterday to see it full to bursting with Christmas decorations already.
As a mother of 6, Christmas can be an expensive time of year, but I do have a few hints and tips to save money along the way.
1. Manage Expectations
My top tip is to manage the kids expectations.
We make more of a fuss of birthday’s rather than Christmas, so I allocate £50 to spend on their main presents and then a little bit more for stocking fillers.
The little ones love nothing more than going through the Smyths Toys Catalogue with a fine-tooth comb and circling everything they love. It is also a great tool for letting Grandparents and other relatives know what the kids want for Christmas too.
For the older ones, I simply drop into conversation what they want or need and go from there.
2. Save Nectar Points / Clubcard Vouchers
A long, long time ago I worked for Tesco and saw their Clubcard launched. It is a great tool for saving for Christmas and although some of their offers have been reduced in the past year, it is still a great way of saving money either on your Christmas shopping, or on days out and experiences.
3. Use Cashback sites
There are a few cashback sites to choose from, but I use Top Cashback to get money back on my shopping.
Simply search your desired shop on the website or the app and they track your visit and give you cashback on your shopping. I have earned over £150 for Christmas so far already this year.
4. Black Friday / Cyber Monday
I always used to moan about American celebrations coming over to the UK but I do like the discounts that come with Black Friday and Cyber Monday (23rd / 26th November) this year.
Amazon have some of the best discounts, especially if you are after a Kindle Fire or Amazon Echo, so buy some Amazon vouchers now and save them for the big day to guarantee you have the funds for a bargain.
5. Start food shopping early
There is nothing worse than when the supermarket runs out of your favourite mince pies a week before Christmas.
Start picking up Christmas treats and hide them away, so the kids can’t start picking early. Make sure you check the use-by dates first though!!
What are your top tips for saving money at Christmas??