Small Business

Take The Shortcuts To Owning A Small Business

Are you thinking about setting up your own business? This can be a long and arduous process but it doesn’t need to be. Here are some of the best shortcuts that could be worth exploring for your new business. Explore Franchising  First, you should think about exploring franchising. Franchising will mean that you buy into a business that already has a name and profile and on the market. Rather than setting up the business from scratch, you can instead take on a branch of the business. All the building blocks that you need for success are already going to be …

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5 Smart Ways to Escape The Debt Trap

The average total debt per UK household currently stands at £60,935, after the COVID-19 pandemic exacerbated an already soaring debt problem. Although there is light at the end of the COVID tunnel as the economy begins to improve, the problem of debt still lingers for most households in the UK. Fortunately, there are several ways to get out of debt without going through a world of misery. So, do you feel like you’re suffocating under a wave of debt issues? Here are some ways to get your head above these turbulent waters.  Stop borrowing First of all, you want to …

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5 Reasons Why Seniors Need To Retain Their Independence

Independence is critical for seniors to maintain their mental capacity and cognitive health. When seniors are no longer independent and require nursing care, their cognitive abilities could wane. Whenever possible, seniors must find a way to retain their independence and slow down the progression of cognitive issues. Senior living communities could provide them with an opportunity to remain independent but also have access to services should they need those services.  1. Independence Boosts Creativity  Seniors who are independent are more creative and think outside the box. They could find art or writing to be enjoyable activities, and they will improve …

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First Home

AD: Helping family to buy their first home

Owning your own home is a dream for many of us, but getting on the property ladder is challenging. Family are often the first ones to turn to for support, with parents and grandparents playing an increasingly critical role, but lending or gifting money to family doesn’t come without challenges of its own. As a parent with three adult children and three younger ones, this is something we have some experience of, with our daughter Abbey buying her flat back in the summer of 2018, with her boyfriend. This was something that they could not have achieved without the ‘bank …

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4 Tips For Improving Your Family Finances

You love your family and want what’s best for them. One area that may help enhance your quality of life is to improve your family finances. Living paycheck to paycheck and always being strapped for cash is a challenging way to live. You want to ensure you’re making wise financial decisions and setting yourselves up for a bright and prosperous future. In this case, consider reviewing four tips for improving the family finances that will help you get heading in the right direction and on the path to feeling more financially secure. 1. Get Organised & Educate Yourself Improve your …

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